Payday. Everyday.
500K+
Transactions
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Employees Satisfaction
18+
Years of Experience
All about Twinning Financially!
TwinSalary is a fintech platform that allows employees to access advances and on-demand pay whenever they need it.
Improve Retention, Performance and Wellness: At zero cost to your company.
Core Features
The Best in class Financial Well Being Services
Faster, Smarter, Start
to use in few seconds
Advances
TwinSalary covers all advance requests, relieving the employer of any liability. Funds are automatically recovered.
Support
TwinSalary provides a dedicated team to address employee inquiries via text or voice, with no added burden on the employer.
Offers
TwinSalary presents competitive prices for all advances, tailored to suit every employee's needs.
Our Success Story
Our Customer Feedback
TwinSalary is so easy to apply. The advances come directly from your salary, so no need to manage EMI dates.
Rohan Patel
Compositor
TwinSalary gave me the opportunity to completely sort my finances. Now I live with complete peace of mind that I no longer worry for making it to the end of the month. Awesome feeling!
Saroj Kumar
Artist, Depth
Very pleasant experience. It was easy to follow and I understood the process easily. Very user friendly. The money was in my account a lot quicker than expected
Sumit Goel
Production Coordinator
With TwinSalary I have the opportunity to put all my financial affairs in the one place and have extra money available each month. The whole process was quick, simple and easy.Cheers!
Piyush Kumar
Confirmist, Editing
Your company is good in the service and work with good responsibility . I am satisfied with your response and output.
Harpreet Sehgal
Production Coordinator
TwinSalary is great option for emergency money. Great experience, quick approval and credit. Thanx a lot....
Rameshwar
Artist, Finaling
Easy to apply advances in the same day. Gives you the option to refill advances, transparent rates and repayments
Dhiresh Kumar
Human Resource
The best services I have ever got very quick and responsive excellent advances service I have ever seen I am giving you my five stars because of your excellent Service Thanks a lot
Mayank Kumar
Artist, Finaling
Blog
Our Stories & Latest News
Financial well-being and more for you. Welcome to Financial Wisdom
Financial well-being
February 09, 2024
Wellness at Work: How Employee Benefits Can Boost Your teams Health
For Employees
February 09, 2024
Budgeting Between Paychecks: Using Advances on Salary Wisely
Benefits of Employee Financial Wellness
February 09, 2024
Enhancing Workplace Culture: Supporting Employee Financial Health with EWA
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Financial well-being
August 17, 2023
Securing a Brighter Future: Why Employers Should Prioritize Financial Wellness Programs
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Salary Advance Articles
August 16, 2023
Enhancing Employee Financial Support: A Comprehensive Guide to Salary Advance Policies
Benefits of Employee Financial Wellness
May 22, 2023
The Success of TwinSalary Financial Wellness Program - A Case Study
Benefits of Employee Financial Wellness
April 08, 2023
Why Investing in Employee Financial Wellness is a Smart Business Move
FAQs
Asked Questions & Answer
Tell me more about TwinSalary loan?
TwinSalary loans are personal loans/Salary Advances for employees of our partner organisations. They are part of our portfolio of financial wellbeing benefits. Our rates are typically more competitive than those of traditional lenders. Our loans usually start from ₹1,000 and go up to ₹2,00,000. Our interest rate for loans is specific to your employer. Click the 'My Offers' button on your TwinSalary dashboard to find your offers.
How do I apply for a TwinSalary loan?
The application process is simple and digital which is very quick. There’s no paperwork needed. In some situations we may contact you to provide further information. We accept online applications only.
How do I make loan repayments?
TwinSalary loan/Advances repayments are usually debited directly from your salary.
If for whatever reason we cannot take payments directly from your salary, we will start deducting repayments by ACH mandate. You can foreclose/repay the loan in full or make partial payment at any time, with no additional fee.
What is Salary Advance?
Salary Advance is an employee benefit that provides you with access to your earned salary before end of the month. With Salary Advance, you can access your earned salary at almost any point in the month. 100% of your earned salary is a typical threshold.
Will the salary deductions affect my tax?
No. Payments will be made from your net salary post taxes have been deducted. TwinSalary payments are not a tax exempt benefit of any kind.
When will I receive my advance?
Once you've sent us your bank details and digitally signed your loan agreement, we'll be able to send the loan amount to you. We aim to have the money to you within an hour - loans are sent out 24/7 but things can be a little slower at the weekend and overnight.
The funds will be transferred directly to your bank account via IMPS/NEFT payments. At most, you should expect to receive your loan within 1 day.
What happens if I leave my employer?
If you leave your employer and there are still loan repayments outstanding, we’ll take repayments by Direct Debit using the bank account details you provided during the application process. The interest rate and repayment schedule remain the same.
Does my slaryslip get affected by taking Salary Advance?
Your salary on salaryday will normally be reduced by the amount that you have taken Advance. It's very simple —no further action required! If you take an Advance after payroll has been processed, your employer will deduct it from next month’s salary.
Ready to Join TwinSalary?
Get your company onboarded to TwinSalary platform and offer it's amazing benefits to your Employees.