We're the dreamweavers of awesome ideas and the architects of spectacular products
TwinSalary is like your money buddy, hooking you up with loads of Advances options to help you handle your finances without breaking a sweat
- No credit required*
- Access to all advances
- Easy repayment
Empower Your Wallet: TwinSalary's Suite of Financial Solutions
![SalaryAdvance](/content/assets/images/double_pay.png)
SalaryAdvance
Twin Your Salary, One Month in Advance!
![EWA](/content/assets/images/ewa.png)
EWA
Instantly Access Your Earned Wages On Demand.
![Quick Pay](/content/assets/images/quick_pay.png)
QuickPay
Rapid Access to Part of Your Next Month's Salary.
![Custom Pay](/content/assets/images/custom_pay.png)
CustomPay
Tailored Solutions, Access Up to 5x Your Monthly Salary.
Core Features
The Best in class Financial Well-Being Services
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Why Use Us
Welcome to TwinSalary, where financial empowerment meets innovation.
With our seamless platform, your company can free up working capital effortlessly, as TwinSalary bears no cost or liability to your organization. Our flexible tenure options, ranging from 1 to 12 months, cater to your employees' diverse needs, ensuring they have the financial support they require. Accessing advances is a breeze with TwinSalary - just a few clicks, and you're ready to go. Plus, our focus on credit score improvement means your employees can build a brighter financial future while enjoying expert support every step of the way.
Customer Say About Our Services
Very pleasant experience. It was easy to follow and I understood the process easily. Very user friendly. The money was in my account a lot quicker than expected
Sumit Goel
Production Coordinator
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FAQs
Asked Questions & Answer
Tell me more about TwinSalary loan?
TwinSalary loans are personal loans/Salary Advances for employees of our partner organisations. They are part of our portfolio of financial wellbeing benefits. Our rates are typically more competitive than those of traditional lenders. Our loans usually start from ₹1,000 and go up to ₹2,00,000. Our interest rate for loans is specific to your employer. Click the 'My Offers' button on your TwinSalary dashboard to find your offers.
How do I apply for a TwinSalary loan?
The application process is simple and digital which is very quick. There’s no paperwork needed. In some situations we may contact you to provide further information. We accept online applications only.
How do I make repayments of an advance?
TwinSalary loan/advances repayments are usually debited directly from your salary.
If for whatever reason we cannot take payments directly from your salary, we will start deducting repayments by ACH mandate. You can foreclose/repay the loan in full or make partial payment at any time, with no additional fee.
What is Salary Advance?
Salary Advance is an employee benefit that provides you with access to your earned salary before end of the month. With Salary Advance, you can access your earned salary at almost any point in the month. 100% of your earned salary is a typical threshold.
How can I forclose my advance?
You're free to pay off your loan whenever you wish, and there are no fees or waiting periods involved.
What happens if I leave my employer?
If you leave your employer and there are still loan repayments outstanding, we’ll take repayments by Direct Debit using the bank account details you provided during the application process. The interest rate and repayment schedule remain the same.