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TwinSalary is like your money buddy, hooking you up with loads of Advances options to help you handle your finances without breaking a sweat

  • No credit required*
  • Access to all advances
  • Easy repayment
Explore Products

Empower Your Wallet: TwinSalary's Suite of Financial Solutions

SalaryAdvance

SalaryAdvance

Twin Your Salary, One Month in Advance!

EWA

EWA

Instantly Access Your Earned Wages On Demand.

Quick Pay

QuickPay

Rapid Access to Part of Your Next Month's Salary.

Custom Pay

CustomPay

Tailored Solutions, Access Up to 5x Your Monthly Salary.

Core Features

The Best in class Financial Well-Being Services

No Cost to Employer

TwinSalary ensures there's no cost to the employer, providing financial benefits to employees without impacting the company's budget.

High Approval Rates

With approval rates exceeding 99%, TwinSalary ensures a significantly higher number of employees can benefit from financial products compared to industry averages.

Deduction-at-Source Model

TwinSalary's unique deduction-at-source model makes the entire process seamless and effortless for both employers and employees.

Hassle-Free Foreclosure

Employees have the ability to initiate hassle-free foreclosure with just a click of a button, giving them more control over their financial decisions. Foreclosures are free and come at zero cost.

Easy Application Process

Applying for TwinSalary products is effortless, requiring only a few clicks, and the money is deposited directly into your account.

No Liability on the Company/Employer

TwinSalary ensures there's no liability on the company or employer in any situation, providing peace of mind for businesses.

Flexible Tenure Options

TwinSalary offers products with flexible tenure options ranging from 1 to 15 months, allowing employees to choose a repayment schedule that suits their needs.

Credit Score Improvement

By using TwinSalary products, employees can improve their credit score. Even those without a credit history can start building one with TwinSalary, as some of our products don't require a credit score check.

Why Use Us

Welcome to TwinSalary, where financial empowerment meets innovation.

With our seamless platform, your company can free up working capital effortlessly, as TwinSalary bears no cost or liability to your organization. Our flexible tenure options, ranging from 1 to 12 months, cater to your employees' diverse needs, ensuring they have the financial support they require. Accessing advances is a breeze with TwinSalary - just a few clicks, and you're ready to go. Plus, our focus on credit score improvement means your employees can build a brighter financial future while enjoying expert support every step of the way.

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Customer Say About Our Services

Very pleasant experience. It was easy to follow and I understood the process easily. Very user friendly. The money was in my account a lot quicker than expected

Sumit Goel

Production Coordinator

FAQs

Asked Questions & Answer

Tell me more about TwinSalary loan?

TwinSalary loans are personal loans/Salary Advances for employees of our partner organisations. They are part of our portfolio of financial wellbeing benefits. Our rates are typically more competitive than those of traditional lenders. Our loans usually start from ₹1,000 and go up to ₹2,00,000. Our interest rate for loans is specific to your employer. Click the 'My Offers' button on your TwinSalary dashboard to find your offers.

How do I apply for a TwinSalary loan?

The application process is simple and digital which is very quick. There’s no paperwork needed. In some situations we may contact you to provide further information. We accept online applications only.

How do I make repayments of an advance?

TwinSalary loan/advances repayments are usually debited directly from your salary.
If for whatever reason we cannot take payments directly from your salary, we will start deducting repayments by ACH mandate. You can foreclose/repay the loan in full or make partial payment at any time, with no additional fee.

What is Salary Advance?

Salary Advance is an employee benefit that provides you with access to your earned salary before end of the month. With Salary Advance, you can access your earned salary at almost any point in the month. 100% of your earned salary is a typical threshold.

How can I forclose my advance?

You're free to pay off your loan whenever you wish, and there are no fees or waiting periods involved.

What happens if I leave my employer?

If you leave your employer and there are still loan repayments outstanding, we’ll take repayments by Direct Debit using the bank account details you provided during the application process. The interest rate and repayment schedule remain the same.

Start your financial journey with TwinSalary

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