Our Terms & Conditions

By using TwinSalary.com's products, software, services, and websites (collectively referred to as the "Services"), you agree to these terms and conditions ("Terms"). Your use of the Services indicates your acceptance of these Terms. If you do not agree to the Terms, you may not use the Services. "Website" refers to all TwinSalary.com's websites. We recommend printing a copy of these Terms for future reference.

Proprietary Rights

You acknowledge that TwinSalary.com owns all legal rights, titles, and interests in the Services, including any intellectual property rights (registered or not, worldwide). The Services may contain confidential information designated by TwinSalary.com, which you agree not to disclose without prior written consent. You may not copy, modify, reverse engineer, sell, or transfer any part of the Services, nor use TwinSalary.com's trade names, trademarks, service marks, logos, domain names, or other brand features. You must not remove or alter any proprietary rights notices affixed to or contained within the Services.

Website Usage

The Website is intended for personal, non-commercial use. Only register as a member if you are of legal age and capable of entering into binding contracts. You are responsible for maintaining the confidentiality of your passwords, login, and account information, and for all activities under your account. The Website is for searching and applying for loans, insurance products, and credit cards only; fraudulent applications are prohibited. You agree to comply with all applicable laws, including local laws related to exporting technical data. TwinSalary.com may suspend, terminate, or restrict your access to the Website at any time without notice or liability.

Privacy Policy

By using the Website, you consent to the use of your information as outlined in our Privacy Policy.

Our Partners

TwinSalary.com's display of loan, insurance, and credit card product options from third parties does not imply sponsorship, recommendation, or approval of those third parties or their products. TwinSalary.com does not provide any recommendation, opinion, or advice regarding third parties or their products. You agree that TwinSalary.com is not responsible for the accuracy, timeliness, or completeness of information from third parties. Your interactions with third parties accessed through the Website are at your own risk, and TwinSalary.com is not liable for any damages or expenses resulting from these interactions.

Disclaimer of warranty

The Website and all content and services provided are on an "as is" and "as available" basis. TwinSalary.com disclaims all warranties, express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, title, non-infringement, security, and accuracy. TwinSalary.com does not warrant that: (a) content will be up-to-date, complete, accurate, or applicable to your circumstances; (b) the Website will meet your requirements or be uninterrupted, timely, secure, or error-free; (c) results obtained from the Website will be accurate or reliable; or (d) the quality of any products, services, information, or other material obtained through the Website will meet your expectations.

Limitation of liability

TwinSalary.com and its affiliates are not liable for any direct, indirect, incidental, special, exemplary, or consequential damages, including lost profits or savings, arising out of or connected with your use of the Website or Services. This includes damages from viruses that may infect your computer due to accessing the Website or downloading content.

Additional Terms

You may not transfer your rights or obligations under these Terms. TwinSalary.com may assign its rights and duties without notice. If we do not act on your breach or anyone else’s breach on any occasion, we are not waiving our right to act on future breaches. We may modify these Terms by posting notice on the Website at least ten days before changes take effect. Continued use of the Website indicates acceptance of the modified Terms. If you object to the Terms or modifications, your only recourse is to stop using the Website. Additional terms may apply to loans, insurance products, or credit cards you apply for on the Website. If any Term is found unenforceable, it will be enforced to the fullest extent permitted by law, and the remaining Terms will remain valid. These Terms constitute the entire agreement between TwinSalary.com and you regarding your use of the Website, replacing any prior agreements. The laws of India, without regard to conflict of laws rules, govern these Terms. Any legal action related to your use of the Website must be filed in Delhi, India. The prevailing party in any such action will be entitled to recover all legal expenses, including reasonable attorney fees. By using the Website, you acknowledge that you have read and understood these Terms.

Feedback

We value your feedback. However, TwinSalary.com assumes no responsibility for reviewing unsolicited ideas and will not incur any liability for any similarities with future TwinSalary.com programs. Do not share trade secrets or confidential information in your feedback. All rights to materials submitted become the exclusive property of TwinSalary.com.